Help getting health care — Editorial

All plans selected during open enrollment will take effect Jan. 1, 2018.

The first mistakenly created the impression that people are no longer required by the federal government to have health insurance - whether that be through Obamacare or other traditional plans.

"What do you do?"

It's just one of the reasons Tucson's Mayor, Jonathan Rothschild, flanked by a group of health care professionals, opened the enrollment period by reminding people "the Affordable Care Act is still the law".

Health care costs have continued to rise. "This is unfair and unnecessary".

"This has become a nightmare", said Don Clark. National data shows 63 percent of users are ages 18-55 and 54 percent are female. But state and local governments, insurance companies themselves, and non-profits are trying to fill that gap to boost enrollment.

A calendar on enrollment events can be found on the Maryland Health Connection Website.

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In addition, President Trump issued two Executive Orders recently regarding health insurance, expanding duration of certain short-term insurance policies. Services are available year round to anyone seeking affordable health care in Hillsborough, Pinellas, Pasco and Polk counties.

Financial help is available for most Marketplace consumers.

How many new people will join remains an open question, even if they're eligible for help with premiums. Many plans have changes, so you might be given a plan that doesn't work for you, or is more expensive than you planned.

In October, Insurance Commissioner Trinidad Navarro announced that the Department of Insurance had approved an average rate increase of 25 percent for 2018. In 2013, the figure was 14 percent.

The Kaiser Family Foundation, a health-focused nonprofit, said some people whose incomes are 250 percent to 400 percent of the poverty level may be better off than before. Previously, they could be charged five times more. Still, Republicans contend that high deductibles and few choices are forcing people to forgo insurance and instead pay the fine. And the vast majority of small firms never did offer such coverage.

It's important to update your marketplace application to ensure you're getting the right subsidies. That pushes the average monthly bill to $743 from $554 this year for single coverage for a 50-year-old shopper. It goes from November 1st until December 15th.

The open enrollment period runs through Dec. 15 at People can change plans or buy a plan for coverage and avoid a potential penalty on their 2018 taxes.

But the Clarks said they'll have to look carefully at options to keep their premiums affordable in 2018.

For less-tech-savvy applicants, the city's Get Covered NYC program, which launched last year, provides live assistance to applicants who call 311, as well as schedules in-person consulations. "We can't afford that".

(Derechos de autor © 2015. Todos los derechos reservados.)

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